Finance
Auto Loan Calculator
Estimate your monthly car payment and total interest in seconds.
Auto Loan Calculator
Monthly payment
—
Loan amount—
Total interest—
Total paid—
How to use the auto loan calculator
Enter the vehicle price, your down payment, the annual interest rate and the term in months. The calculator shows your estimated monthly payment plus the total interest over the loan.
Taxes, title, registration and dealer fees are not included.
Frequently asked questions
How is my monthly car payment calculated?
It uses the standard amortization formula on the amount financed (price minus down payment) at the annual rate over the term.
How much should I put down on a car?
20% down is a common target — it lowers the monthly payment and helps avoid being upside-down on the loan.
Does a longer term lower my payment?
Yes, but you'll pay more total interest. Shorter terms cost more monthly but less overall.